Parendi turns the statements you export from your bank into a savings rate, spending by category, fixed costs, net worth and a FIRE number. It also draws any year or month as a cash flow diagram, with fixed costs as a step of their own.

It reads camt.053 and OFX/QFX without any column mapping, and CSV or Excel with one mapping per header row that it remembers. Categorisation runs on the Mac through Apple's on-device models, after your own earlier decisions and keyword rules.

The app ships without the network entitlement, so there is no account, no bank login, no cloud and no tracking. Your data stays in one file on your Mac.

Free to download, with a 30-day trial that starts at your first import. After that it is a one-time purchase, no subscription. macOS 26, seven languages.

I built it alone, in Switzerland, and I answer the support mail myself.