Actual Budget is a calm and modern money manager that helps you understand what you can safely spend, stay ahead of bills, and build better financial habits without stress. Track expenses, income, savings, debt, cash flow, and net worth in one clean app built for iPhone and iPad. Safe to Spend See how much you can safely spend today or this week after bills and essentials. Actual Budget gives you a clearer view of your real budget before you spend. Expense and Income Tracking Add one-time or recurring expenses and income in seconds. Organize everything with categories, edit quickly with swipe actions, and review your money with search, filters, and clear totals. Savings Goals Create savings goals, track deposits and withdrawals, and follow your progress visually. You can also send part of your income directly to savings goals automatically. Bills, Alerts, and Notifications Get bill reminders before due dates, budget alerts at 75, 90, and 100 percent, savings milestone notifications at 25, 50, 75, and 100 percent, and optional weekly summaries. Cash Flow, Debt, and Net Worth Plan ahead with cash flow forecasting, manage debts with smarter payoff guidance, and track assets and liabilities to understand your net worth over time. Widgets and Tips Use 4 home screen widgets for Safe to Spend, recent expenses, upcoming payments, and savings progress. Explore 400 plus practical budget tips to build stronger money habits. Currencies and Devices Use 17 major currencies including USD, EUR, GBP, AUD, CAD, JPY, MXN, BRL, KRW, PLN, DKK, NOK, SEK, TWD, RUB, CNY, and TRY with live exchange rates and offline fallback. Enjoy dark mode, native iPad layouts, keyboard shortcuts, iCloud sync, and easy restore when switching devices. Languages and Privacy The app currently supports English, Spanish, French, German, Portuguese, Dutch, Italian, Korean, Japanese, Polish, Danish, Norwegian Bokmål, Swedish, Chinese Traditional, Russian, and Chinese Simplified with auto-detect. Your data is designed to stay under your control with local storage and iCloud sync, so budgeting stays simple, private, and reliable. Purchase Required Actual Budget is a premium app. A purchase is required to use the app and unlock the full experience, including tracking, planning tools, widgets, and advanced money management features. Terms of Use: https://budgetppdevorbitlabs.netlify.app/terms Privacy Policy: https://budgetppdevorbitlabs.netlify.app/privacy
| Size | 26.6 MB |
|---|---|
| Initial release | |
| Price | |
| Platforms | iPhone and iPad |
| Languages | Danish, Dutch, English, French, German, Italian, Japanese, Korean, and 8 more |
| Category | Finance |
| Website | budgetppdevorbitlabs.netlify.app |
| Compatibility | |
|---|---|
| iPhone | Requires iOS 18.0 or later. |
| iPad | Requires iPadOS 18.0 or later. |
| Mac | Requires macOS 15.0 or later and a Mac with Apple M1 chip or later. |
| Apple Vision | Requires visionOS 2.0 or later. |
App's data is regularly updated.
Last update:
What's New on Actual Budget: Adding an expense is now the fastest part of your day. We rebuilt manual entry around one idea: you should be able to log a purchase in a couple of taps, or without opening the app at all. **Faster expense entry:** - The title field suggests what you have entered before, so recurring purchases are one tap - Amount shortcuts built from your own spending history, in your own currency - Duplicate an existing expense by swiping or long-pressing it, dated to today and ready to save - The category is now suggested automatically from what you type, and it learns from your corrections. It works in every language the app supports, and it never overrides a category you picked yourself **Add expenses with Siri:** - Say "Add an expense to Actual Budget" and record it with the app closed. Siri asks for the amount and what it was for, and can take a category and a date - Available in the Shortcuts app with no setup, and it speaks your language **iCloud sync:** - Syncing between your iPhone and iPad is more reliable - The sync status is more accurate: it confirms with iCloud before showing Synced, and lets you know when your device is offline, so you are never left guessing **Stability:** - Fixed a case where the app could stay on the "Calculating budget" screen; if the calculation cannot finish, you now get a Retry button instead of an endless spinner - Faster, lighter launch for accounts with a lot of history - Additional stability improvements throughout the app Thank you for using Actual Budget! Your feedback shapes every update we ship.