This update makes the app more powerful for comparing loans, planning early repayments, evaluating investment alternatives, and choosing the most effective financial strategy. What’s New in Version 2.1: New Spare Cash Optimizer modes: - Minimize total interest. - Minimize monthly payments. - Find the best strategy automatically. New strategy comparison report, including: - Loan paydown optimization. - Investing the full lump sum. - Reducing monthly payments and reinvesting the savings. Faster optimization engine for larger multi-loan scenarios. Better amortization timeline with clearer axis labels and currency units. New cost breakdown visualization. Improved CloudKit sync behavior.